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Additionally, clients for this type of strategy can have severe legal or criminal histories. It is essential to keep in mind that different service providers offer a variety of concern ages on their assured problem policies as low as age 40 or as high as age 80 - funeral funds for seniors. Some will certainly also use higher stated value, approximately $40,000, and others will certainly permit for much better fatality benefit conditions by improving the interest price with the return of premium or minimizing the variety of years until a complete fatality advantage is available